What Is SBI Card | 6 Best List of SBI Card Online

What Is SBI Card, Credit cards offered by State Bank of India:

6 Best SBI Credit Cards in 2023

Hello friends, SBI Card is a credit card brand offered by State Bank of India (SBI), providing a range of credit cards with rewards, cashback, discounts, and with other benefits. Read on to know more about SBI Cards and how it benefits for consumers.

So in this article we will take a look about SBI card means what, what it offers and how is beneficial for us. Which type of cards it has and how its growth is going on. Available SBI card online.

What is SBI cards : Contents

Introduction:

State Bank of India, commonly known as SBI, one of the largest banks in India. As it is the largest bank in India with maximum number of branches spread across the India. SBI is an Indian bank that has reached even the small town and villages.

With government control and good administration, the Indian people have the highest faith in this bank. Let’s see the cards offered by SBI.

What is SBI Cards:

SBI Card is a credit card brand offered by the bank, providing various credit cards with features and benefits tailored to suit the needs of Indian consumers.

SBI Card offers a range of credit cards with various features and benefits, such as rewards points, cashback, discounts on purchases, travel cards, health cards, bank partnership cards, online shopping cards and may more.

Customers can apply for SBI Card online or at an SBI branch, and can manage their credit card account online or through the SBI Card mobile app. SBI Card is widely accepted in India and abroad, making it a convenient payment option for Indian customers.

Some of the popular SBI Card credit cards include SBI SimplySAVE, SBI SimplyCLICK, SBI Card Elite, SBI Card PRIME, and more. Each card offers unique features and benefits, such as fuel surcharge waivers, airport lounge access, online shopping offer or offers on movie tickets, dining discounts, and more.

Applying for an SBI Card is easy and can be done online or at an SBI branch. Once approved, customers can manage their credit card account online or through the SBI Card mobile app, which provides easy access to account information, payment options, and more.

SBI Card is widely accepted in India and abroad, making it a convenient payment option for customers. It also provides various security features, such as zero liability on lost or stolen cards, in case of any fraudulent transactions.

So now we got a complete idea about what is SBI, and what is SBI card? Let’s take a overview about SBI card.

History of SBI cards

SBI Card is a subsidiary of State Bank of India (SBI) and was established in 1998 as a joint venture between SBI and GE Capital. Initially, the company offered only two credit cards – SBI Card Silver and SBI Card Gold.

In 2006, GE Capital sold its stake in the joint venture to SBI. Now SBI is the sole owner of SBI Card. This enabled SBI to have complete control over the credit card business and make strategic decisions to expand its offerings.

Over the years, SBI Card has grown significantly and today it is one of the leading credit card issuers in India, with a customer base of over 10+ million. SBI Card offers a wide range of credit cards to suit the needs of different customers, ranging from beginners to premium customers.

In 2020, SBI Card went public with an Initial Public Offering (IPO) and was listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). The IPO was a huge success, making SBI Card one of the most valuable credit card companies in India.

Today, SBI Card continues to innovate and provide new offerings to its customers. It has a strong focus on digital technology and has launched various initiatives such as SBI Card Pay, a mobile application that enables customers to make contactless payments by using their smartphones.

Okay! now we have a sound information about SBI and SBI card, let’s see which credit cards are provided by SBI card.

Credit cards provided by SBI:

SBI Card provides various type of credit cards tailored to suit the needs of different types of customers. Here are some of the popular credit cards offered by SBI Card with brief details:

1) SBI SimplySAVE Credit Card:
This card is designed for those who want to save money on their everyday expenses. It offers cashback on grocery and departmental store purchases, as well as fuel surcharge waivers.

2) SBI SimplyCLICK Credit Card:
This card is targeted at online shoppers, providing rewards points on online spends, as well as discounts on various online shopping websites.

3) SBI Card Elite:
This card offers various benefits such as free lounge access, movie ticket discounts, dining offers, and more. It also provides welcome gifts and annual fee waivers based on spends.

4) SBI Card PRIME:
This card is designed for premium customers, offering various benefits such as free lounge access, travel discounts, fuel surcharge waivers, and more. It also provides welcome gifts and annual fee waivers based on spends.

5) SBI Card Unnati:
This card is designed for beginners and offers no annual fee for the first four years. It also provides cashback on dining and utility bill payments.

6) SBI Card IRCTC:
This card is designed for frequent train travelers, providing cashback on railway ticket bookings and various other benefits such as free travel insurance.

These are just some of the popular credit cards offered by SBI Card. Other cards include SBI Card OLA Money, SBI Card FBB StyleUP, SBI Card Tata Platinum, and more. Customers can choose the card that best suits their needs and lifestyle.

No.	Credit Card	Annual Fee (₹)	Reward Points	Benefits
1	SBI SimplySAVE Credit Card	499	10 Reward Points per Rs 150 spent	Beginners looking for Reward Points
2	SBI SimplyCLICK Credit Card	499	1 reward point on every ₹100 spent	Beginners looking for Online Shopping Benefits
3	SBI Card ELITE	4,999	2 reward points for every ₹100 spent	All-round Benefits
4	SBI Card PRIME	2,999	2 reward points for every ₹100 spent	Earning High Rewards across All Categories
5	SBI Card Unnati	499 (free for 4 Years)	1 Reward Point per ₹100 spent	Basic Card
6	BPCL SBI Card Octane	1,499	25 Reward Points on every ₹100 spent at BPCL Fuel	Fuel Benefits with BPCL

Complete List of SBI Cards:

A) Life Style Credit Card (5)

1) SBI Card ELITE : Get free movie tickets worth Rs. 6,000 every year	2) SBI Card PULSE 5X Reward Points on Chemist, Pharmacy, Dining and Movie Spends	3) Doctor’s SBI Card 5x Reward Points on Medical Supplies, Travel Bookings, International Spends, Doctors’ Day
4) SBI Card ELITE Advantage Complimentary membership to Club Vistara and Trident Privilege program	5) Doctor’s SBI Card Professional Indemnity Insurance cover of Rs. 20 Lakhs

B) Reward Cards (11)

1) Aditya Birla SBI Card SELECT: Up to 6000 Rewards Points on Annual Spends of Rs. 3 Lakh as Milestone Rewards	2) CASHBACK SBI Card: 5% cashback on every* online 1% cashback on all* offline spends and utility bill payments	3) SBI Card PRIME Welcome e-Gift Voucher worth Rs. 3,000 on joining
4) Aditya Birla SBI Card: 2000 Reward Points as Welcome Gift	5) OLA Money SBI Card: Earn 7% back on all Ola rides	6) Apollo SBI Card: Complimentary OneApollo Gold Tier Membership.
7) SBI Card PRIME Advantage Spend linked Gift Vouchers worth Rs. 11,000	8) Tata Platinum Card Gift voucher upto Rs. 3,000 from popular brands	9) Tata Titanium Card 500 Empower points on spends of Rs. 2,000.
10) Paytm SBI Card SELECT: 5% Cashback on Paytm Mall, Movies and Travel spends	11) Paytm SBI Card: 3% Cashback on Paytm Mall, Movies and Travel spends

C) Shopping Cards : (23)

1) Nature’s Basket SBI Card Elite Get 20 Reward Points at Nature’s Basket Free Movie Tickets worth Rs. 6,000/year	2) Nature’s Basket SBI Card Nature’s Basket GV’s worth INR 1500/- as Welcome Gift.
3) FABINDIA SBI CARD SELECT Fabfamily Platinum Tier membership for exclusive privileges	4) FABINDIA SBI CARD Fab family Gold Tier membership for exclusive privileges
5) Lifestyle Home Centre SBI Card PRIME Enjoy 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores	6) Max SBI Card PRIME Milestone benefits worth INR 14,500 annually
7) Spar SBI Card PRIME Enjoy 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores	8) Lifestyle Home Centre SBI Card SELECT Convert your SBI Card reward points into Landmark rewards and get added benefit
9) Max SBI Card SELECT Enjoy 10 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores	10) Spar SBI Card SELECT Enjoy 10 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores
11) Lifestyle Home Centre SBI Card Enjoy 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores	12) Max SBI Card Milestone benefits worth INR 4,000 annually
13) Spar SBI Card Enjoy 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores	14) SimplyCLICK SBI Card Get Amazon.in gift card worth Rs.500* on payment of Annual Fee of Rs. 499 +taxes.
15) SimplySAVE SBI Card Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Grocery Spends	16) fbb SBI STYLEUP Card Flat 10% Discount on all Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at fbbonline.in, fbb and Big Bazaar Stores.
17) Central SBI Select+ Card 20 Select Points per Rs.100 spent at any Central store, 10 Points/ Rs.100 spent on Dining & Movies	18) Central SBI Select Card 10 Select Points per Rs. 100 spent at any Central store 5 Select Points per Rs. 100 spent on Dining & Movies
19) SBI Card Unnati Get 1 Reward Point per Rs.100 spent	20) SimplyCLICK Advantage SBI Card 5X Reward Points on online spends
21) SimplySAVE Advantage SBI Card Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Grocery Spends	22) Shaurya SBI Card 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends
23) Shaurya Select SBI Card Earn 10 Reward Points per Rs. 100 spent on Dining,

D) Travel Cards (11)

1) BPCL SBI Card OCTANE 6000 Reward Points as a Welcome benefit worth INR 1500. Get 25X Reward Points on BPCL Fuel, Lubricants & Bharat Gas spends.	2) IRCTC SBI Card Premier Zero payment gateway charges on railway and Airline booking on irctc.co.in*	3) IRCTC SBI Card (on RuPay platform) Upto 10% value back as Reward Points for railway ticket purchases
4) Etihad Guest SBI Premier Card Earn 3X Etihad Guest Miles on all Etihad Spends	5) Etihad Guest SBI Card Earn 3X Etihad Guest Miles on all Etihad Spends	6) BPCL SBI Card 5X Reward Points on every Rs.100 spent at Groceries, Departmental stores, Movies & Dining
7) Yatra SBI Card 20% Off* on Domestic Hotel Bookings	8) Air India SBI Signature Card Upto 30 Reward Points for every Rs. 100 spent on Air India tickets.	9) Air India SBI Platinum Card Upto 15 Reward Points for every Rs. 100 spent on Air India tickets
10) Delhi Metro SBI Card Dual usage Delhi Metro travel cum Credit Card	11) IRCTC SBI Platinum Card Upto 10% value back as Reward Points for railway ticket

E) Business Cards (2)

1) SBI Card PRIME Business
10 reward points on Dining, Utilities and Office supplies

2) SBI Card ELITE Business
Get free movie tickets worth Rs. 6,000 every year

F) Banking Partnership Cards (18)
SBI issue some cards with baking partners like
i) UKO Bank,
ii) Central Bank of India
iii) City union Bank.
iv) Allahbad Bank
v) Karnataka Bank
vi) South Indian Bank
vii) Karur Vaishya Bank

I think we have covered almost all the part related to the what is SBI card is. How diversify and expanded its network, how it become very success in very short period of time. So lets conclude it.

Conclusion:

SBI Card is a reliable credit card brand offered by State Bank of India, providing a range of credit cards with tailored features and benefits for Indian consumers. With easy application and management options, as well as wide acceptance and security features, SBI Card is a convenient payment option for those looking for a credit card.

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