Best Credit Card For Amazon In India - 4 Cards

Best Credit Card For Amazon:

Hello friends, in this article we will see some credit cards, which are gives you a more benefits for shopping on Amazon in India. Many of us are using credit card to purchase from Amazon, but did you know that your credit card is really give you maximum benefit to use it.

Here we will know the answer of this question. Let’s start and know which is Best Credit Card For Amazon.

Best Cards for Amazon:

At today’s life the online shopping has become our daily habit. We use it not only for purchase of smart phone and home appliances but also for grocery and so on. It means from higher price things to even oil and pencils etc.
It is no surprise that Amazon, Flipkart and other online store are in trend and significantly increasing their sales. As a result the use of credit card is also changing as per the trend. Here is a list of the best cards, which are Best Credit Card For Amazon shopping in India.

Offers issued by Credit Cards:

Credit cards are good for Amazon shopping because they are offers you the following benefits:

1. Convenient and secure payment method.
2. Discounts, Cash-back and extra Rewards points.
3. Protection from fraud.
4. Ability to spread out the cost of purchases over time with a credit line.

So as per our subject we will know, which Best Credit Card For Amazon to spend on online Shopping. We are giving below 4 credit cards comparison to find the better one for amazon shopping in India.

1) Amazon pay ICICI Credit Card:

Amazon icici credit card:

Amazon India introduced its own credit card for the shopping on Amazon, in a tie-up with ICICI Bank. The tie-up was happened in 2019 and issue with good offer. It’s become very popular as well but company has changed the %of cash-back offer and other relevant features.

No.	Parameter	Particular
1.	Joining and renewal fees	Zero (both) – Life time free.
2.	Rewards	– Flat 3% cash back on Amazon purchase – Initial reward worth ₹1700 – 10 – 50% back on bill payment.
3.	Other benefit	– 2% back – Pay with Amazon pay – 1% back on other pay.
4.	Reward points	– 15 points on ₹ 500 spend – 1 reward point = ₹ 1.

Full Review : For more detail.

So this way we know that Amazon tie-up with ICICI bank and issue this card. Let see which credit card is best for shopping on Amazon, except this.

2) HDFC Bank Diners Club Black Credit Card:

HDFC introduced its diner club credit card for Amazon. Its offer complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One, MMT BLACK and Times Prime.

This is second card from HDFC Bank Diners Club Black. Here you will get 3x rewards for shopping on Amazon India through HDFC Bank’s Smartbuy portal.

The normal reward rate on these cards is 5 points per Rs 150 spent. 3x takes this to 15 points per Rs 150. The reward rate is worth. One-by-one

No.	Parameter	Particular
1.	Joining and renewal fees	Membership Fee: Rs. 10,000/- plus Applicable Taxes
2.	Rewards	5 Reward Points for every Rs 150 spent
3.	Other benefit	Dining privileges: 2X on weekend dining
4.	Reward points	– 10% when redeemed for Smartbuy hotels/flights (1 RP = ₹ 1) – 5% when redeemed for Amazon gift vouchers (₹1 RP = 50 paise) – 3% when redeemed for Cash (1 RP = 30 paise)

Full Review : For more detail.

Now you can think that which credit card is best for shopping on Amazon in India. Let’t check another cards so you will get more options. So far these 2 credit cards over from the Best Credit Card For Amazon option. Let’s see third one.

3) SBI Simply Click Credit Card:

This card is offered by SBI especially for online shopping. SBI Simply Click has many good features which will give you good discount not only on Amazon but other online platform as well. The card comes with a joining/annual fee of ₹ 500 which is waived on relatively lower spending of ₹ 1L annually.

No.	Parameter	Particular
1.	Joining and renewal fees	₹ 499 per year.
2.	Rewards	– e-voucher worth ₹ 2,000 on annual online spends of ₹ 1 Lakh – e-voucher worth ₹ 2,000 on annual online spends of ₹ 2 Lakh.
3.	Other benefit	Get Amazon.in gift card worth ₹ 500* on joining.
4.	Reward points	– Amazon India is one of the 10x reward points. – Earn 10X rewards on online spends with exclusive partners Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds.

Full Review : For more detail.
Always being sale partner for Amazon and offer 10% instant discount on the total value.

4) HDFC Bank Infinia Credit Card:

One more card is offer from HDFC. This card is super-premium cards by HDFC Bank. “Infinia” card offers an super reward point, on Amazon shopping through it’s own “Smartbuy” Portal. The reward rate used Amazon is upto 5X, which is really good.

5 points on per ₹150 spent. It means 5X takes this to 25 points per Rs 150, which is comes to 16.67%. Can you imagine and that is also for unlimited value.

No.	Parameter	Particular
1.	Joining and renewal fees	Membership Fee: ₹ 12,500+ Taxes. Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
2.	Rewards	– Amazon voucher worth ₹ 1,500 on the joining.
3.	Other benefit	Enjoy Welcome and Renewal benefit of 10,000 reward points* upon fee realization and card activation
4.	Reward points	– 5 Reward Points for every ₹ 150 spent. – 1 reward point = ₹ 1.

Full Review : For more detail.

To consider all above card there one thing is more important to be considered. That is SBI Card is always card partners of Amazon India for big sale. While sale it’s always offers 10% instant cash discount.

So, to check the all the parameters, like joining fees, reward points and cash back offer, SBI Simply Click is little bit better that others. Of course its depend on your spending and use of online.

Infolips has given an options, and conclusion on as per our point view. You are better to judge it and select a perfect one as per your need.

Conclusion:

There are other credit cards available than Amazon Pay ICICI, to use on Amazon online shopping. Which are providing good offers. HDFC Bank offers good feature card, but these cards are having notable joining fees as well. Their eligible criteria is not easy to match. And last thing is that, if your spending not much more then it’s not make a sense to go for these cards.

Now there are left ICICI Amazon Pay card and SBI Simply Click cards. These cards are comparatively lesser criteria and easy to get qualified.

Infolips will suggest you that, there are so many criteria to compare cards like their benefits, interest rate, charges, offers, eligibility and lounge access etc. You know better yourself. As per your need, status and limits, you can select which credit card gives you more Amazon discount, and best for Amazon offers.

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