Amazon ICICI Credit Card : Benefits, Features, and How to Apply
Are you an avid shopper on Amazon? Do you want to save more on your purchases and earn rewards at the same time? If yes, then the Amazon Pay ICICI Credit Card is the perfect option for you.
In this article, we will cover all the benefits, features, and application process of the Card. It means everything about Amazon Pay ICICI credit card.
Table of Contents
Amazon ICICI credit card benefits:
The Amazon Pay ICICI Credit Card offers several benefits to its users. Lets see such benefits offered by ICICI bank, such as:
The Amazon ICICI Pay Credit Card provides cashback on various categories, including Amazon purchases, fuel, dining, and more.
⟾ Users can earn up to 5% cashback on Amazon purchases.
⟾ Up to 2% cashback on fuel and dining and Amazon Pay.
⟾ 3% cashback on Amazon, if you are not prime member.
⟾ 1% cashback on all other expenses.
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b) Rewards Points
⟾ Users can earn reward points on every transaction made through the Amazon Pay ICICI Credit Card. The reward points can be redeemed for Amazon gift vouchers and other rewards.
⟾ 5% Reward points for purchases on Amazon.in
c) No Annual Fee
The Amazon ICICI Credit Card does not have an annual fee, making it an affordable option for users.
d) Amazon Prime Membership
Users of the Amazon ICICI Credit Card can avail of a complimentary Amazon Prime membership for one year.
Features of Amazon ICICI Credit Card
The Amazon Pay ICICI Credit Card comes with several features, such as:
a) Key Features :
Features Of Amazon Pay
➽ No joining fee or annual fee
➽ No limit or expiry date on the rewards earned using this card
➽ Reward earnings can be used to purchase from over 10 crore products at Amazon India.
➽ No cost EMI – 3 & 6 month on Amazon.in
➽ 1 Reward point = 1 Rs (Automatically credited as Amazon Pay Balance)
➽ Over and above the existing offers (if any) | Earnings will be in the form of Amazon Pay balance.
➽ Automatic conversion of earnings to Amazon Pay Balance on completion of every billing cycle of this Credit Card.
b) Charges :
Late payment charges : ₹100 to ₹1200, as per amount due.
Over-limit charges : 2.50% on the amount, minimum of ₹ 550.
Card replacement fee : ₹100.
c) Exclusive Privileges:
Exclusive Privileges For ICICI Bank Credit Card Customers
If you are an ICICI Bank Credit Card customer, our Amazon Pay ICICI Bank Credit Card gives you exclusive privileges. Here is a preview.
You can enjoy 15% savings on your dining bills at over 2,500 restaurants across India through our Culinary Treats Program.
You get a waiver of 1% on fuel surcharge payments each time you refuel.
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d) Contactless Payment
Users can make contactless payments through the Amazon ICICI Credit Card for transactions up to Rs. 5,000.
e) Credit Limit Enhancement
Users can apply for a credit limit enhancement on their Amazon Pay ICICI Credit Card based on their credit history and payment behavior.
f) Easy EMI Conversion
Users can convert their high-value purchases into easy EMIs through the Amazon Pay ICICI Credit Card.
g) Global Acceptance
The Amazon ICICI Credit Card is accepted globally, making it convenient for users to make transactions while travelling.
Eligibility Criteria for Card
To be eligible for the Amazon ICICI Credit Card, the user must fulfill the following criteria:
- The user must be an Indian resident
- The user must be between 21 and 60 years of age
- The user must have a good credit score
Documents Required for Amazon ICICI Credit Card
The following documents are required to apply for the Amazon ICICI Credit Card:
- Identity proof (Aadhaar card, PAN card, Passport, etc.)
- Address proof (Electricity bill, Aadhaar card, Passport, etc.)
- Income proof (Salary slip, Form 16, Income Tax Returns, etc.)
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How to Apply for Amazon Pay ICICI Credit Card
Users can apply for the Amazon ICICI Credit Card through the following steps:
- Visit the ICICI Bank website
- Click on the “Credit Cards” option
- Select the “Amazon Pay ICICI Bank Credit Card”
- Click on the “Apply Now” button
- Fill in the application form with the required details
- Submit the necessary documents
- Wait for the bank’s approval
Once the application is approved, the Amazon ICICI Credit Card will be delivered to the user’s registered address.
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Frequently Asked Questions
Q. Is there any annual fee for the Amazon ICICI Credit Card?
⤘ No, there is no annual fee for the Amazon ICICI Credit Card.
Q. Can the reward points be redeemed for cash?
⤘ Yes! reward points are automatically credited as Amazon Pay Balance.
Q. How can I check my reward points balance?
⤘ Users can check their reward points balance on the ICICI Bank website or through the iMobile app.
Q. Is there a minimum spend required to earn cashback?
No, there is no minimum spend required to earn cashback on the Amazon ICICI Credit Card.
Q. How long does it take for the Amazon ICICI Credit Card to be delivered?
Once the application is approved, the Amazon ICICI Credit Card will be delivered to the user’s registered address within 7 to 10 working days.
Q. How can I use my earnings?
⤘ All earnings will be automatically credited to your Amazon account in the form of Amazon Pay Balance within 2 working days of completion of your last billing statement.
Q. How do I earn 2% back on Amazon Pay partner sites?
⤘ You need to use Payment method “Amazon Pay” for purchases on Amazon Pay partner merchants.
Q. What about my cash back earning?
⤘ Automatic conversion of earnings to Amazon Pay Balance on completion of every billing cycle of this Credit Card.
Q. Does provide by Amazon ICICI credit card lounge access?
⤘ No!, this facility is not provided by this card, as this is purely shopping card.
Q. What can I do if my credit card is stolen?
⤘ In case of theft or loss of your credit card, you must contact the ICICI Bank credit card customer care and report it. By doing so, the bank will block your card. After that bank will dispatch a new card at your register address.
The Amazon Pay ICICI Credit Card is a great option for avid shoppers on Amazon who want to save more on their purchases and earn rewards at the same time. With its cashback and reward points features, easy EMI conversion, and global acceptance, the Amazon ICICI Credit Card offers a lot of benefits to its users. If you are eligible and interested, you can apply for the Amazon ICICI Credit Card through the ICICI Bank website.
ICICI Bank may at its sole discretion, utilize the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.
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2] SBI Annuity Deposit
3] What Is Credit Card?
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