Best #1 - Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card

The Axis Bank My Zone Credit Card is a popular credit card in India that is designed for the needs of young professionals and students. It comes with a range of features and benefits that make it a great choice for anyone looking to manage their expenses and earn rewards at the same time.

Hello friends, in this article we will know about most featured Axis Bank My Zone Credit Card. This exciting credit card is best suited for people who seek lifestyle benefits on every transaction. This card provides special cashback offers, discounts, and rewards on categories like shopping, dining, travelling, online transactions and a lot more.

With several rewards on everyday spending, this card is an excellent pick when compared to its competitors in the market. Let’s check the all benefits of Axis Bank My Zone Credit Card in details to make our decision firm.

Features and Benefits:

➼ Instant discounts on movies, food delivery and online shopping, convert purchases to EMI, complimentary access to airport lounge, and much more benefits of Axis MY Zone Credit Card.

Axis MY Zone Credit Card is a value-packed card that offers exclusive benefits and rewards on all spending. Using this card, you can avail of benefits worth up to ₹ 15,500 every year across multiple categories! Read below to better understand the eye-catching features and benefits of the card.

Rewards Points:

➼ Earn exclusive 4 Edge Reward points on every spend of ₹ 200 with the MY Zone credit card. These reward points are not applicable to EMI, movies, and fuel transactions.

Any transaction which more than ₹ 2500 can be converted into easy EMI.

Dining benefits:

Enjoy dining discounts on indulging in delectable cuisines with the Axis Bank MY Zone Credit card. Following are the benefits available:

➼ Get discounts up to 15% off at partnered restaurants across the country.
➼ Exclusive 40% off on ordering food via Swiggy using the “AXIS40” coupon code.
A maximum of ₹ 120 discount can be availed. Minimum order value should be ₹ 200.
➼ This offer can be availed four times a month.

Travel benefits:

➼ One complimentary lounge access at select domestic airports within India on using your credit card while booking the tickets. This offer can be enjoyed once per quarter.

Fuel benefits:

➼ Enjoy a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000 at all fuel stations across India. Up to Rs 400, fuel benefits can be enjoyed in every statement cycle.

Entertainment benefits:

➼ Get a 100% discount on your second movie ticket booked using Axis MY Zone Credit Card.
This offer is applicable through Paytm Movies and can be availed using coupon code “AXIS200”. A maximum of Rs 200 discount can be enjoyed by every customer in one calendar month.
➼ Complimentary SonyLiv Premium Annual Subscription worth Rs 999 on using MY Zone credit card for the first time within 30 days of issuance.
➼ You can further get your subscription renewed on the spending of Rs 1,50,000 or more in a year.

Other exclusive benefits:

➼ Get a flat discount of ₹ 1200 or ₹ 600 on shopping at Ajio.
This offer is applicable on selected styles and on minimum spending of ₹ 2,000, and it change as per events.

Lets the the more about Axis Bank My Zone Credit Card, like Fees and Charges of Axis MY Zone Credit Card

Description Charges:

Joining fees : ₹ 500 + GST
Annual/ Renewal fees : ₹ 500 + GST
Cash withdrawal fees : 2.5% or ₹ 500, whichever is higher
Card replacement fees : ₹ 100
Late payment fees Up to Rs 300: NIL
₹ 301 to 500 – ₹ 100
₹ 501 to ₹ 1,000 – ₹ 500
₹ 1,001 to ₹ 10,000 – ₹ 500
₹ 10,001 to ₹ 25,000 – ₹ 750
₹ 25,001 to ₹ 50,000 – ₹ 1000
₹ Above 50,000 – ₹ 1000
Fuel surcharge 1%
Foreign Currency Transaction Fee 3.50%

Eligible Criteria:

➼ Primary cardholder should be between 18 to 70 years of age
➼ Add-on cardholder should be above 15 years of age
➼ Applicant should be a Resident of India or Non-Resident Indian

Nationality: Resident of India or Non-Resident Indian
Occupation: Salaried or Self-employed
Documents required for Axis MY Zone Credit Card

➼ Eligibility Criteria for Axis MY Zone Credit Card
Here are the eligibility criteria that everyone must comply with for getting Axis Bank MY Zone Credit Card application approved.

➼ All the eligible candidates can start their journey as Axis MY Zone Credit Cardholders by submitting the following documents.
These documents should be attached to the application.

PAN card photocopy or Form 60
Colour photographs
Latest payslip / Form 16 / IT return copy as income proof
Residential proof (any one of the following):
- Passport
- Ration Card
- Electricity bill
- Landline telephone bill
Identity proof (any one of the following):
- Passport
- Driving license
- PAN card
- Aadhaar card

>> Read more : Enhancing Your Credit Card Safety

Axis MY Zone Credit Card Limit

There is no set credit limit for Axis MY Zone Card. It is completely reliant on your income and CIBIL score, as well as your debt payback history. Banking authorities determine the limit based on your documentation. As a result, it differs depending on the applicant.

However, maintaining a strong CIBIL score, having a consistent and high income, improving repayment practices, and lowering your existing debt can all help you earn a higher credit limit.

FAQs:

Q.: Can I withdraw cash from MY Zone credit card?
⟹ Yes, you can withdraw cash from MY Zone credit card by paying a certain fee. For withdrawal, you have to pay 2.5% of the amount or Rs 500, whichever is higher.

Q: What is my Axis Bank MY Zone Credit Card billing cycle?
⟹ There is no fixed billing cycle for Axis Bank MY Zone Credit Card. You have to choose from the 1st, 12th, 13th, 15th, 20th, 22nd and 25th of every month.

Q: How do I activate the Axis MY Zone credit card?
⟹ Before you begin using your Axis MY Zone credit card, you have to activate your card, i.e., generate the PIN. There are three methods available for performing this action: Axis net banking, mobile application or by visiting the nearest ATM.

Q: What is Axis Bank my zone card?
⟹ Axis Bank MY Zone Credit Card is a value-packed card that offers exclusive benefits and rewards on you spending.

Q: How do I contact Axis Bank My Zone credit card?

Q: Can we withdraw cash from Axis Bank My Zone credit card?
⟹ Yes! We can withdraw cash from this card. Minimum charges Rs. 500, maximum 2.5% of the cash withdrawal amount.

Q: What is the age limit for Axis My Zone?
⟹ Eligibility for Axis Bank My Zone Credit Card includes an age limit for primary (18 – 70 years of age) and add-on card (15 years onwards) applicants.

Net Banking:

First open the official website of Axis Bank -or .
Login into net banking
Menu> Accounts> Credit Cards> More Services
Click “Change the PIN”
Confirm the process by entering the code
Create a new pin and activate it
Mobile Application:

Apply by mobile :

Login to your mobile app – or
Select Banking> Services> Credit Card
Choose “Set/Reset PIN”
Enter the OTP and create a new PIN
Confirm the activation by entering your MPIN
ATM

Insert your card in the machine and choose ‘Select PIN’
Step forward by generating and entering OTP
Now generate new PIN and confirm the process
What is the maximum limit of this Axis Bank credit card?
The maximum limit of this Axis Bank credit card is the available credit limit on a specific date. For instance, if your credit limit is ₹ 2,00,000 and you have spent ₹ 50,000 from the limit, then your maximum limit for that time will be ₹ 1,50,000.

Overall, the Axis MY Zone Credit Card is a great choice for anyone looking for a credit card that offers a range of benefits and features. Whether you’re a student, a young professional, or just someone looking to manage your expenses more effectively, this card has everything you need to stay on top of your finances and earn rewards at the same time.

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